What happens if there are insufficient funds in my checking account when a cheque is deposited?

BastianFeb 12, 2019

In my question, there are two accounts involved. I will call the account where funds are being taken from (debited) Account A and the account where the cheque deposit...

Why do banks require small businesses to open a business bank account instead of a cheaper personal one?

SlavFeb 12, 2019

I understand the need to separate personal finances and the business finances, be it sole-proprietorship or incorporation. I also understand that in the former...

Why isn't *all* debit card activity immediately shown on my online statement?

user12747Feb 12, 2019

I’ve noticed that my bank (Wells Fargo) can see some “approval requests” on my debit card that I cannot see online. For example, if I make a T-Mobile...

Bank statement print-out

FenrirFeb 12, 2019

I have a fairly simple question arising from a fairly annoying situation. I am currently in Canada, I have a Canadian bank account but my main account is in Euros and...

How can a non resident of US open a US Bank Account?

JamesFeb 12, 2019

Please is there anybody with useful hints or information on how to open a US Bank account as a foreigner in the USA?

Having a separate bank account for business/investing, but not a "business account?"

SeneJerryJan 26, 2019

Say I invest and I’m self-employed. I have one “personal/everyday” account, but would like to separate another account purely as a “staging...

How to get a credit card as a minor?

user56936Jan 26, 2019

To my understanding, to get a credit card as a minor I would have to be 18 or I would have to be on an account with one of my parents. Unfortunately for me my parents...

How to open a US bank account from abroad?

user4025050Jan 26, 2019

I’m stuck to a situation. I’ve was living to the USA on non-resident L1B visa , till last year my visa expired so I moved to India. I filed my tax return,...

Will one’s education loan application be rejected if one doesn't have a payslip providing collateral?

Balaji JBJan 26, 2019

Is it possible to reject education loan by SBI/IOB for abroad if don’t have payslip where parents are doing small business but provided necessary collateral which is...

BoA Closed my Accounts and Froze my Funds. How can I get money back besides cashier's check?

Evan JohnsonDec 02, 2018

Earlier this week I had tried to buy food with my debit card but the transaction was declined. I immediately contacted my bank (BoA) and was told there was a note left...