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Will one’s education loan application be rejected if one doesn't have a payslip providing collateral?
Is it possible to reject education loan by SBI/IOB for abroad if don’t have payslip where parents are doing small business but provided necessary collateral which is worth twice the value approved by valuer of the bank. Is it possible to reject loan stating this?
A bank can reject a loan if they feel you do not meet the eligibility criteria.
You can talk to few banks and find out.