Q&A :Credit Card

How can I link my Social Security Number to my online account in Bank of America?

It is about a year I am in the U.S. and have an account at Bank of America. I also have a travel reward credit card, but when I wanted to get my credit report from...

Overpaying credit card to simulate a credit line increase?

I keep my credit card lines small for various reasons (reduce possibilty of impulse purchases, minimize my credit footprint etc) but there are times when certain...

Can I be charged for a transaction that I cancel on MasterCard SecureCode enabled site?

I have a question about a transaction that “happened” to me a few days ago. I was buying flight tickets on a page that had a Mastercard SecureCode sign next...

what will happen ,If I pay my credit card on due date and use it on the same day?

I paid my credit card on due date. Then later I purchased something on the same day. I’m curious what will happen? Do I need to pay that i purchased on the same...

Apply for credit card again after being rejected

I already have one discover credit card and I recently applied for Wells Fargo credit card. But it got rejected saying that I am not a US resident. Something about me:-...

My bank wants to lower my credit limit on my credit card. Will this impact me negatively?

I have a credit card upon which I buy my day-to-day purchases, and pay off in full every month, in order to build a credit history. I have a credit limit of £4050. My...

Make large Amazon purchase with 5% cash back or gift card balance?

I’m an Amazon prime member, and I have their 5% back credit card. I’m also recently engaged, and after two wedding showers we have a $1000 Amazon gift card...

What does the negative balance number mean?

My credit card has a negative number but my credit limit has not been exceeded. Do I owe that negative sum to the bank? I have only spent 26$ since I made my last...

Best way to build a credit history for a graduate student in the US

I’m a first year graduate student in the US, and I’m considering several options to start building credit history. 1) Apply for a local credit union secured...

Authorized user on Lowe’s credit card (only credit history besides phone bill) how will this affect me when applying for an auto loan?

I’m 18 with a credit score of ~719. My grandfather added me on his Lowe’s credit card ($8,000 limit). He’s had this credit card for over two years and it shows up...