Q&A :Credit Card

What debts are both partners liable for in a 'community property' state?

I’ve just come across this article over on the mintlife blog and noticed that I do live in one of the ten community property states. I’m not overly familiar...

Credit score getting lower – but I'm doing everything right?

My credit score has dropped considerably in the past year from ~700 – ~600. This is my first credit card so far, and have only used mainly debit in the past. Thing...

Currency conversion losses in credit card bill due to merchant mistakes

An overseas merchant whom I have purchased from before made an erroneous transaction on my credit card bill. The dispute has been resolved and the money refunded. The...

Will I carry a balance if I make an early payment?

I’m new to credit cards and wish to understand how the following scenario will play out. Initial balance £0 September 6th to October 5th I run up £1000 on the...

Why small retail stores ask for ID with a credit card while big don't

Why do small grocery stores in the US ask for my ID with a credit card, while big ones, like Whole Foods or Safe Way, never ask for it. It is not related to buying...

How can I link my Social Security Number to my online account in Bank of America?

It is about a year I am in the U.S. and have an account at Bank of America. I also have a travel reward credit card, but when I wanted to get my credit report from...

Overpaying credit card to simulate a credit line increase?

I keep my credit card lines small for various reasons (reduce possibilty of impulse purchases, minimize my credit footprint etc) but there are times when certain...

Can I be charged for a transaction that I cancel on MasterCard SecureCode enabled site?

I have a question about a transaction that “happened” to me a few days ago. I was buying flight tickets on a page that had a Mastercard SecureCode sign next...

what will happen ,If I pay my credit card on due date and use it on the same day?

I paid my credit card on due date. Then later I purchased something on the same day. I’m curious what will happen? Do I need to pay that i purchased on the same...

Apply for credit card again after being rejected

I already have one discover credit card and I recently applied for Wells Fargo credit card. But it got rejected saying that I am not a US resident. Something about me:-...