Can I ask for a credit card upgrade within 6 months?

Dawny33Oct 22, 2018

This is my first credit card, and it is just 2 statements(months) old, both paid in full before due date. I get invited to tech conferences frequently, so I do...

Should I cancel my first of five cards, which has a $300 limit?

Chris CireficeOct 22, 2018

I currently have five credit cards, four of which total $11,500 in credit, the other is a $300 line. I’m a recent graduate not making tons of money, so I...

Risks of a chargeback for a consumer?

MehrdadOct 22, 2018

What are the potential risks of making a chargeback on a credit card for what you deem to be a legitimate reason in good faith (but with which the merchant might also...

Should I have a higher credit limit on my credit card?

AverageWorkerOct 22, 2018

I’ve had my credit card for about 4 or 5 years now, got it when I was 18, and my line of credit on it is $3500 as of a month ago. I got it increased to $1500 from...

Preapproved for mortgage loan but won't tell me interest rates

8protonsOct 10, 2018

First Time Home Buyer/Shopper Spent about 30 minutes on the phone with Quicken Loans (Rocket Mortgage). I provided all of the expected information when running a credit...

I have paid $7000 extra of my mortgage in 6 months. Should I transfer this to my $11,000 car loan or is it better of the home loan?

BettyOct 10, 2018

My car loan is 6.49% but it costs $12 a month for every month you pay it off early. It is a 60 month loan, I have been on it for 6 months and have paid off $2500 (From...

Cancel PMI at 78% or at 75% if Fannie Mae

user1700890Oct 10, 2018

I just requested my bank to cancel PMI, since my balance reached 80%. Bank sent me note that I need appraisal and also my LTV should be 75% since my loan is less than 5...

Why would a bank take a lower all cash offer versus a higher offer via conventional lending?

Aaron McIverOct 10, 2018

There seems to be a a belief that a bank or individual will always take cash over conventional financing from a buyer, even if the buyer who is purchasing through...

In Spain, is income from mortgage interest considered income or capital gains?

Kurt PeekOct 10, 2018

I’m advising someone who is a tax resident of Spain interest in providing a mortgage to someone in the U.S., and trying to get an idea of how the interest from...

Missing Quarter in Form No 16

VivekOct 10, 2018

My previous employer has mistakenly no mentioned the Q3 in my Form 16, but it has the details of Q2 and Q4. I have applied for a home loan and the bank wants it clear....