- Credit Card
- Real Estate
What are the potential risks of making a chargeback on a credit card for what you deem to be a legitimate reason in good faith (but with which the merchant might also disagree in good faith)?
Assume the consumer has already paid the item on their credit card bill.
For example, does it hurt the customer’s reputation in some way? (Maybe not a credit score per se, but anything else that might affect them?) Or for example, if the merchant lose, can they (at least in theory) take it to court and recover payments that way, or are they bound to the arbitration by their credit card contracts? Any other risks I can’t think of?