Category: Credit Cards

Perfect Credit Score

A credit score is a part of an individual’s credit report, and is derived on the basis of several elements of the credit report itself. It is basically a number...

Credit Score After Bankruptcy

Bankruptcy, a curse to your financial records, does reduce your credit score to a great extent. However, the good news is that it is possible to get credit after filing...

What is a Poor Credit Score?

Imagine that you need a loan to buy a car, what do you do? Simple, you approach a bank. The lender will then go through some of your important documents, namely, your...

How to Improve Credit Score After Bankruptcy

The following write-up provides pointers to people who would like to improve their credit scores after bankruptcy. Since every consumer has 3 credit scores, it’s...

Improving Credit Scores After Foreclosure

A fall in home prices, the subsequent recession and the high rate of unemployment resulted in a number people defaulting on their mortgage payments. Bankruptcies and...

Free Credit Score – No Credit Card Needed

Often the word “free” gets thrown around far too liberally, especially when it comes to services or products marketed online or via retail websites. There is...

Is 700 a Good Credit Score?

Before we dwell into whether 700 is a good credit score or not, you need to understand what a credit score is. A credit score is a three-digit number that is derived on...

How to Repair Your Credit on Your Own

Running a business or investing your hard-earned money is all about taking calculated risks. There are times when these calculated risks pay off and sometimes they...

Rebuild Credit After Foreclosure

During the economic recession of 2007-09, the real estate market was deeply affected. In addition to many lenders suffering considerable losses, common consumers went...

How to Rebuild Credit Fast

A bankruptcy among the many events that is more than likely to decimate your credit score. At the end of your bankruptcy proceedings, you will find your credit rating...