Category: Credit Cards

How to Negotiate with Credit Card Companies

Consumers may be interested in negotiating with credit card companies for the sake of reducing credit card debt, or to reduce the interest charged on the balance that is...

How does Credit Card Debt Forgiveness Work

Though the economy is beginning to stir and the recession seems a thing of the past, there are many sectors that are still reeling under the effects of the slump. Many...

Tips on Credit Card Debt Consolidation

Mounting credit card debt is never desirable. A person should be able to pay at least the minimum balance. Missing even a couple of payments will result in increasing...

Credit Score Ratings and What They Mean

With the widespread use of credit cards and loans, lenders and companies began to search for a method to ascertaining the risk involved in lending a particular loan or...

Credit Score Scale

The credit score is a derivation of credit ratings, history, and reports. These three parameters are considered while calculating a persons credit score. Credit...

What is a Bad Credit Score?

Credit report means an individual’s history of borrowing making payments. It also includes all your financial information, late payments that you may have made,...

Perfect Credit Score

A credit score is a part of an individual’s credit report, and is derived on the basis of several elements of the credit report itself. It is basically a number...

Credit Score After Bankruptcy

Bankruptcy, a curse to your financial records, does reduce your credit score to a great extent. However, the good news is that it is possible to get credit after filing...

What is a Poor Credit Score?

Imagine that you need a loan to buy a car, what do you do? Simple, you approach a bank. The lender will then go through some of your important documents, namely, your...

How to Improve Credit Score After Bankruptcy

The following write-up provides pointers to people who would like to improve their credit scores after bankruptcy. Since every consumer has 3 credit scores, it’s...