Make large Amazon purchase with 5% cash back or gift card balance?

PeteOct 10, 2018

I’m an Amazon prime member, and I have their 5% back credit card. I’m also recently engaged, and after two wedding showers we have a $1000 Amazon gift card...

What does the negative balance number mean?

MarinaOct 10, 2018

My credit card has a negative number but my credit limit has not been exceeded. Do I owe that negative sum to the bank? I have only spent 26$ since I made my last...

Best way to build a credit history for a graduate student in the US

user400261Oct 10, 2018

I’m a first year graduate student in the US, and I’m considering several options to start building credit history. 1) Apply for a local credit union secured...

Apply for credit card again after being rejected

hatelllaOct 10, 2018

I already have one discover credit card and I recently applied for Wells Fargo credit card. But it got rejected saying that I am not a US resident. Something about me:-...

Does opening credit cards at different banks impact credit score?

BindelstifOct 10, 2018

I have been building credit with a card for about 6 years while I went through school. My credit score is decent so I’m looking into opening another card to take...

How can I link my Social Security Number to my online account in Bank of America?

user47504Oct 10, 2018

It is about a year I am in the U.S. and have an account at Bank of America. I also have a travel reward credit card, but when I wanted to get my credit report from...

Overpaying credit card to simulate a credit line increase?

f1StudentInUSOct 10, 2018

I keep my credit card lines small for various reasons (reduce possibilty of impulse purchases, minimize my credit footprint etc) but there are times when certain...

Do I need a debit card if I already have a credit card?

ispiroOct 07, 2018

As far as I’ve read, a credit card is generally better than a debit card. (Please correct me if I’m wrong.) My question is should I also have a debit card?...

Can lenders legally reopen accounts without permission from all parties?

hack3rfxOct 07, 2018

I recently closed a credit card account that I possessed with an ex-spouse. My concern is that the aforementioned ex will have the ability to reopen the account with my...

Is it better to use cash when cards offer discounts

ShaheerOct 07, 2018

I am new to budgeting and managing my own finances and have a simple question. Is it better to use cash when credit or debit cards offers discounts. The city I live in,...