Bank of America Credit Cards

For every Bank of America customer, having cash rewards credit card or travel rewards credit card is a must as it will give you many loyalty points that will benefit you at different points. However, even if you are not a regular customer at Bank of America or don’t have an account in the bank then also you can apply for one of the credit cards offered by the bank and get amazing benefits.

Here are some of the best credit cards that are offered by Bank of America and you can choose among them, depending on your requirements.

Bank of America Cash Rewards Credit Card

• Annual Fee: $0
• Intro Bonus: $150
• Intro Purchase APR: 0% for 12 billing cycles
• Regular APR: 16.24% – 26.24% Variable
• Intro Balance Transfers APR: 0% for 12 billing cycles

The reward rates of Bank of America Cash Rewards are:

• You will get 3% cash back in the category of your choice (up to $2,500 in combined choice category/wholesale club quarterly purchase/grocery store)
• You will get 2% at wholesale clubs and grocery stores (up to $2,500 in combined choice category/wholesale club quarterly purchase/grocery store)
• You will get 1% unlimited return on all the other purchases

Some of the quick highlights of Bank of America Cash Rewards are:

• You will get $150 cash as sign up bonus if you will spend $500 within first 90 days of opening the account
• You can maximize the cash back in any of the categories of your choice – online shopping, drug stores, gas, furnishing/home improvements, travel and dining
• You can update the choice calendar for all the future purchases at the end of each month using the online banking or mobile banking app, or you can just let it be as it is
• There is no expiry period for rewards
• If you are a Preferred Rewards client, then you will be eligible to get 25%-75% rewards bonus on every purchase

Bank of America Travel Rewards Credit Card

• Annual Fee: $0
• Intro Bonus: 25,000 Points
• Intro Purchase APR: 0% for 12 billing cycles
• Regular APR: 17.24% – 25.24% Variable
• Intro Balance Transfers APR: N/A

The rewards rates of Bank of America Travel Rewards are:

• You can earn 1.5 points for every dollar you will spend on all the purchases
• There is no absolutely limit to the maximum number of points that you can earn

Some of the quick highlights of Bank of America Travel Rewards are:

• The reward points never expire
• These bonus points could be used as $250 statement credits for the travel purchases
• You can use your card on any of the online websites without any restrictions to book your trips to any destination at any time
• You can redeem your points for a statement credit in order to pay for vacation packages, hotels, flights, baggage fee, rental cars or cruises
• The card comes with a chip technology in order to provide enhanced security at chip-enabled terminals
• You will get an additional 10% customer points as bonus on each purchase if you have an active savings or checking Bank of America account
• If you are Preferred Rewards client, then you can get an increased bonus of 25% to 75%

Bank of America Premium Rewards Credit Card

• Annual Fee: $95
• Intro Bonus: 50,000 Points
• Intro Purchase APR: N/A
• Regular APR: 18.24% – 25.24% Variable
• Intro Balance Transfers APR: N/A

The reward rates of Bank of America Premium Rewards are:

• You will get 2 points for every dollar spent on travel and dining expenses
• You will get 1.5 points for every dollar spent on all the other purchases

Some of the quick highlights of Bank of America Premium Rewards are:

• You will get 50,000 sign up bonus points which are equivalent to $500 if you will make the purchases of $3,000 within the first 90 days from opening up of the account
• There is no maximum limit to the number of points that you can earn, thus you can have unlimited points for your purchases throughout the year
• There is a very low annual fee of $95
• You can redeem the reward points for cash back as statement credits, purchase a gift card, deposit into an eligible Bank of America account, make purchases at Bank of America Travel Center or credit to eligible Merrill Lynch and Merrill Edge accounts
• There is no foreign transaction fee
• If you are a Preferred Rewards client of Bank of America, you will be eligible to earn 25% to 75% as bonus on all your purchases

AAA Credit Card

• Annual Fee: $0
• Intro Bonus: $150
• Regular APR: 15.49% – 25.49% Variable
• Intro Balance Transfers APR: 0% for 12 billing cycles

The reward rates of AAA Credit Cards are:

• You will get a bonus of $150 statement credit after an expenditure of $500 within first 90 days of account opening
• You will earn 3 points on every dollar spent on travel and purchases made at AAA
• You will earn 2 points on every dollar spent at grocery stores, medical stores, and wholesale club
• You will earn 2 points on every dollar spent for all other purchases

Some of the quick highlights of AAA Credit Card are:

• There is no annual fee and the card offers the most impressive cash back on travel, groceries, and gas
• It is comparatively easy to qualify for the card so that more and number of prospective cardholders can enjoy the innumerable benefits the card offers
• It proves to be a perfect choice for frequent travelers because there is no foreign transaction fee

Bank of America (BofA) Credit Card Login

In order to log into your Bank of America credit card online account, navigate to the Bank Of America credit card homepage https://www.bankofamerica.com/credit-cards/manage-your-credit-card-account/ and supply your User ID and Password in the empty spaces. You can save your login credentials for future logins by clicking the box next to Remember Me. Lastly, click login to gain entry to your online account