Review of Ulta Credit Card

Ulta Credit Card

Grooming oneself is no longer a luxury but a necessity now. Be it a man or a woman; everybody needs to take care of their skin and hair to ensure a healthy life in the long run. Now, having a credit card for a chain having on-site beauty stores and selling products for both men and women including hair care, skin care, and cosmetics sounds fascinating. Isn’t it?

Well, Ulta has come up with two credit cards for their customers so that they can benefit while shopping and pampering themselves – Ulta Rewards Credit Card and Ulta Rewards MasterCard.

Terms and Fees

• Annual Fee: $0
• APR: 26.24% Variable
• Foreign Transaction Fee: 3%
• Late Fee: Up to $37.00
• Returned Payment Fee: Up to $37.00

Quick Facts

• As a sign-up bonus, you get 20% off on your first purchase using the credit card on Ulta
• For every $1 you spend on Ulta using the card, you will get one extra point
• There are many member-only offers and discounts for the credit card holders at Ulta
• You do not have to pay any annual fee
• The Purchase APR is 26.24% (Variable)
• Points get expired within one year from the day they are earned, so you will have to redeem them within a year

Earning the Rewards

• You will get one extra point every time you purchase something from either Ulta Beauty or Ulta.com (1 point is for basic membership, and 1 point is for purchasing with the Ulta Rewards Credit Card)
• If you subscribe for the email updates from Ulta, you will be eligible to avail the offer of up to 5X points.

Redeeming the Rewards

• You can begin to redeem your points at every merchandise purchase once you have a minimum balance of 100 points in your card
• You can redeem these points both in-store and online
• For in-store assistance, you can ask the person at the billing counter, and for online redemption, you will get an option at the checkout page where you can select how many points you want to redeem
• You can use these points even in the combination of any other discount offers going on in the store or online and with any payment method accepted at Ulta Beauty and Ulta.com
• You can use all the points at once or some of your points in the current purchase and save some for next

Benefits to Card Holders

As a credit card holder at Ulta Beauty, you get many benefits that include:

Ease of Use: The credit card provides you the easy checkout and payment options both online and offline. Even besides the in-numerous payment options available, the Ulta Credit Card will make it easier for you to make the purchases.
Security: As oppose to the prevalent fear among people that the credit cards can be easily stolen and misused, the Ulta Credit Card comes with lots of security options and even if your card will get stolen, the precautions have been taken to ensure that the consequences will be minimum.
Funds Availability: With this credit card, you can shop anytime you want without having to think much about instant payment till you hit the limit of your card. It is the best form of payment for those who find it convenient to pay bills once in a month when their salary or pocket money comes.
Credit Score: Since the only way used by most of the credit card companies to gauge the creditworthiness of any individual is through their credit score, having a store credit card and making your payments in time can really help you get high on the scoreboard, thus leading the way for better interest rates and borrowing offers in future.
Zero Annual Fees: Since there is no annual fee for the Ulta Credit Card holders, it lowers your overall cost of owning a card. Besides, you will not be under any pressure to make more purchases using your card from Ulta to get the maximum out of the annual fee you would have paid.

Verdict

Since you get decent rewards and there is no annual fee, having an Ulta Credit Card can be beneficial. However, you must sign up for their email updates so that you are aware of the ongoing offers and special point days to get the most out of your card.

Ulta credit card login

The Ultamate Rewards card is not a credit card. It is our loyalty program that rewards you with exclusive offers and points for purchases made at Ulta Beauty stores and on ulta.com. The program is free, and any United States resident over the age of 13 can join. Full program details can be reviewed on ulta.com/rewards.
The Ultamate Rewards® Mastercard® and Ultamate Rewards Credit Card is issued by Comenity Capital Bank under a license from Mastercard.

Ultamate Rewards Mastercard login

The Ultamate Rewards Mastercard is a credit card that can be used at Ulta Beauty and anywhere Mastercard is accepted. You must be over the age of 18 to apply for this card. Once you are approved, you earn two points for every dollar spent at Ulta Beauty-in-store or at ulta.com and one point for every $3 spent anywhere Mastercard is accepted.
Secured Link to ultamate reward Mastercard login https://d.comenity.net/ultamaterewardsmastercard/

Ultamate Rewards Credit Card login

The Ultamate Rewards Credit Card is a credit card that can only be used at Ulta Beauty stores, and on ulta.com.
Comenity Capital Bank issues Ultamate Rewards Mastercard and Ultamate Rewards Credit Card accounts
Secured Link to ultamate reward credit card login https://d.comenity.net/ultamaterewardscreditcard/