Q&A :

Is there any reason to have a mortgage broker when refinancing with a specific company?

If I’m refinancing a residential home, and already know exactly which company I will use to obtain a mortgage from (and at which rate), is there any value in...

Calculator for fixed mortgage overpayment plus regular payment

In my personal budget, I allocate a fixed amount £x per month to mortgage repayments. This amount includes a sum which is going towards overpaying the mortgage so that...

Putting fiancée on the mortgage during a renewal

The mortgage is due to be renewed in March as the product’s life-cycle is naturally coming to an end, and so we figured now might be a good time to put my fiancée...

Credit advice in preparation for buying a house a year from now?

I plan on buying a home about a year from now. I’m 25, have never owned a home before, but I have a credit score that hovers around 780, so I’ve got that...

Overpaying credit card to simulate a credit line increase?

I keep my credit card lines small for various reasons (reduce possibilty of impulse purchases, minimize my credit footprint etc) but there are times when certain...

How can I link my Social Security Number to my online account in Bank of America?

It is about a year I am in the U.S. and have an account at Bank of America. I also have a travel reward credit card, but when I wanted to get my credit report from...

what will happen ,If I pay my credit card on due date and use it on the same day?

I paid my credit card on due date. Then later I purchased something on the same day. I’m curious what will happen? Do I need to pay that i purchased on the same...

Can I be charged for a transaction that I cancel on MasterCard SecureCode enabled site?

I have a question about a transaction that “happened” to me a few days ago. I was buying flight tickets on a page that had a Mastercard SecureCode sign next...

BoA Closed my Accounts and Froze my Funds. How can I get money back besides cashier's check?

Earlier this week I had tried to buy food with my debit card but the transaction was declined. I immediately contacted my bank (BoA) and was told there was a note left...

ACH File Transmission

Is there any desktop software, either web based or desktop based, to transmit ACH File request to the financial institution? I saw some ACH File creation applications...