- Credit Card
- Real Estate
My early career 401(k) receives Roth contributions to 11% of my income with a 4% employer match (so 15% net contribution) and returns 13%.
My credit card balance is currently higher than my 401(k) balance and charges 17% APR.
Is it prudent to lower the contribution to, say 4% (8% net with employer match), in order to pay down the CC faster?
Neither balance exceeds $8,000 USD.