- Credit Card
- Real Estate
Right now I’m using the Chase Freedom card, and the terms say that it has a 0% Intro APR for 15 months from account opening on purchases. After the intro period, a variable APR of 15.74% – 24.49% is applied. The same sort of thing applies to balance transfers as well.
I just started using the card last month and I’ve since been paying off the balance in full and I plan to continue doing this. When the intro period expires is it possible to negotiate with the bank to keep these APRs at 0% if I can prove that I’ve been a responsible cardholder for the previous 15 months?