- Credit Card
- Real Estate
I am a tech worker. My employer offers group LTD that covers 60% of my salary? I went out in the market to get an individual policy but my agent cannot find a company who will underwrite a policy with coverage greater than 10% of my salary.
This defeats the whole purpose because if I become unemployed or change jobs I will have only 10% coverage (might as well be zero) which is the first thing I set out to protect myself against.
Do people here know how to find a good company who will issue me a individual LTD policy with 60-70% of my salary and not demand that I reject my employer’s group LTD plan?