Overstock Credit Card Review

Overstock Credit Card Review

Overstock is an online retailer that caters in home furnishing products. It is headquartered in Midvale, Utah, United States. The Overstock Credit Card can only be used for Overstock purchases. This perks and discounts you are eligible for post getting yourself this card are unmatchable for Overstock. If you are a frequent or bulk purchaser at Overstock or even if you fancy this online retailer, you must check out the benefits this card offers.

There are two Overstock credit cards:

• Overstock store card
• Overstock MasterCard

Terms & Fees

• Annual Fee: None
• APR: 28.99% Variable
• Maximum Late Fee: $38
• Additional Cardholder Fee: $0
• Interest Free Period: Up to 25 days

Quick Facts

• You become eligible to avail the periodic special promotions.
• Becoming a member makes you eligible for good first time benefits and offers.
• There are exclusive discounts for the credit card holders.
• There is no additional fee or any charge for adding another cardholder to your Overstock Credit Card account.
• There is no annual fee being charged

Earning the Rewards

• There are two Overstock credit cards: Overstock store card and Overstock MasterCard. You need less credit to get approved for the Overstock Store Card, whereas you need higher credit to get Overstock MasterCard. Depending on your usage you can decide which card is more suitable for you.
• You must be at least 18 years of age for applying for the card, and you need to be a legal US resident. You can redeem the reward and perks only in Overstock with the card.

Benefits to Card Holders

• As soon as you complete the application process of Overstock Credit Card, you receive an instant discount coupon valid on your purchase on the online retail store. It is a 10 percent discount coupon.
• Imagine how convenient it is to buy now and pay a little late, that too without any interest accumulating for a certain time. Overstock Credit Card makes this real.
• For example, if you purchase from the store worth $249 or more, you can happily stretch payment for six months, the only catch being that at the end you need to pay in full to remain interested free.
• Also, if you purchase for more than $499, you can enjoy the interest-free period for 12 months and pay the entire amount at the end of the same.
• There is no annual fee charged from you.
• There is no additional fee or any charge for adding another cardholder to your Overstock Credit Card account.
• If your first purchase ends up being as hefty as $5,000, you can happily enjoy the potential to save up to $500.
• There are good periodic special promotions from time to time exclusively for the Overstock Credit Card holders.
• They generally offer free shipping.
• The special financing plans are only for the card users and not for the rest.

Overstock Credit Card login

Comenity Bank issues and manages Overstock Credit Card accounts.
Owners of the Overstock Credit Card can log into the customer portal via Comenity website, once there, can update any personal information that has recently changed, manage their card, check balances, pay bills, and review the cardmember agreement.
Since the card is managed by Comenity bank, the website can be accessed using the following link https://d.comenity.net/overstock